Estate and retirement plans are developed for individuals and small businesses. I coordinate and work closely with experienced certified financial planners, pension account managers and trust attorneys in the local area. A team approach of this nature provides a more effective and successful means of providing a financial plan. I have over 30 years of experience in preparing individual and business tax returns and he will utilize this experience and knowledge base to assist in developing effective and realistic retirement and estate plans.

I will utilize my understanding of your specific and special needs to effectively set up a structure for your business. We identify problems in the beginning and solve them before they become long term problems. Business start up needs can be accomplished as follows:
-State incorporations and LLC/Partnerships Formations
-State and Federal Tax Registrations and Entity Elections
-Accounting System Development
-Cash Flow Planning and Development

Creating operating & capital budgets for your business is largely dependent upon the accuracy of your historical financial records. We will make financial projections and   estimations using accounting data that we have determined to be credible either from the accounting records that we have professionally constructed or from records you have maintained. I will utilize my experience as a former Budget Director for a large corporation and over 30 years of experience as a CPA and consulting with a wide variety of small businesses.  Budget preparation and future monitoring, profitability analysis, Cash management & forecasting are just some of the tools that I will utilize for your business,  I will also assist you in defining long-range plans and quantificationn goals and provide liaison with bankers, attorneys and other third party agents.  Assistance with capital budgets is critical and I will provide you with analysis of future equipment purchases and business expansion plans.

Realizing positive results from consulting with business owners is most gratifying. Small business consulting, evaluation & problem solving is an ongoing process that typically occurs when our firm is working closely with the owners and employees of the company to resolve and sometimes find creative solutions to financial and operating issues. We develop a close professional relationship with our clients and have built an extensive knowledge base for a wide range of industries. We understand that good consulting goes hand in hand with effective financial reporting and in depth analysis of your business operations. Our objective is to bring about positive changes in an ever changing economy.

Effective personal financial planning occurs when an individual’s tax situation, budgetary considerations, investment objectives and financial needs are evaluated and a course of action is determined. Financial plans should be living documents that are constantly evaluated & adjusted as an individual’s life priorities change. We will determine and understand your unique financial problems and issues in order to zero in on the solutions. We have an extensive understanding of the impact of tax laws and will work closely with your financial advisors and attorneys as a team during the planning process.

I am a certified notary in the state of Virginia and provide notary services at no cost to existing clients and at a minimal fee to the general public.